Sales Finance

We support product sales by manufacturers and dealers.

We conduct credit screening on users of equipment on behalf of manufacturers and dealers, provide diverse financing, and promote equipment sales. In addition, we offer users benefits such as reducing initial costs and outsourcing administrative work associated with ownership.

Scheme

Sales Finance Scheme Diagram. ①Manufacturer/seller and BOT Lease conclude business agreement. ②Manufacturer/seller proposes equipment introduction to client (user) along with financing menu proposal under predetermined conditions. ③Client (user) and BOT Lease conclude lease contract (subject to leasing company's standard screening, inclusion of maintenance can be considered). ④BOT Lease orders equipment from manufacturer/seller and makes lump-sum payment for equipment. ⑤Manufacturer/seller delivers equipment to client, ⑥Client pays lease fee to BOT Lease. ⑦BOT Lease handles fixed asset tax payment and comprehensive movable property insurance coverage for the equipment.

Benefits

For manufacturers and dealers

1. Sales promotion

By adding financing to sales, it can be used as one effective sales promotion method.

2. Credit risk reduction

By shifting credit risk to the leasing company, secure collection of accounts receivable can be achieved

3. Optimization of product lifecycle

You can easily determine when it is time to replace a product.

Customers

1. Diversification of financing

Equipment investment becomes possible without initial investment while preserving borrowing facility.

2. Improvement of financial indicators

Leasing allows for equalization of depreciation and some small and medium-sized enterprises can achieve off-balance sheet treatment.

3. Streamlining of administrative management

Administrative tasks related to asset ownership, such as movables comprehensive insurance coverage and fixed asset tax payment, can be outsourced.