Deferred Payment Trading (Installment Purchase)

We purchase equipment selected by the customer and sell it to the customer in installments.

We purchase equipment selected by the customer on their behalf, and the customer pays us the purchase price in long-term installments. During the repayment period, the ownership of the asset is retained by BOT Lease.

Scheme

Deferred Payment Trading (Installment Purchase) Scheme Diagram. ①Client and BOT Lease conduct installment purchase application/screening and conclude installment purchase contract. ②BOT Lease concludes sales contract with manufacturer/seller for property selected by client. ③BOT Lease pays property price to manufacturer/seller. ④Manufacturer/seller delivers and maintains property for client. ⑤Client pays installment payments to BOT Lease.

Benefits

1. Ideal for equipment expected to be used for ultra-long periods

For assets that will be used over a long period, this is a more suitable procurement method than leasing.

2. Ownership of the asset is transferred

During the repayment period, BOT Lease (seller) retains ownership, which is transferred to the customer (buyer) after full payment.

3. Diversification of financing

As it has the same effect as long-term fixed financing, it allows you to preserve your borrowing facility from financial institutions and maintain flexibility in financing.

4. Repayment schedule leveling support

As flexible installment payments based on the customer's financial plan can be considered, the financial burden of purchasing the asset can be significantly reduced.

Main target assets

General movables

Contract examples: manufacturing and processing equipment, industrial machinery, civil engineering and construction machinery, transportation equipment, commercial equipment, medical equipment, inspection and measurement devices, environmental and energy equipment, store equipment, etc.