Money Lender Registration Form | |
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Trade name | BOT Lease Co., Ltd. |
Registration number | Kanto Local Finance Bureau (14) No. 00393 |
Effective registered period | November 16, 2023 - November 15, 2026 |
Scrollable horizontally
Condition table for Lending | |||||
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Type of Loan | Bill loan Certificate loan Revolving loan Mortgage on sale | ||||
Interest rates on loans | Effective annual rate 20.0% | ||||
Repayment method | Lump-sum repayment | ||||
Equal interest payments | |||||
Equal principal repayment | |||||
Repayment period | Minimum 1 month | Maximum 360 months | |||
Number of repayments | Minimum Once | Maximum 360 times | |||
Ratio of compensation amount to principal | Per annual 20.0% | ||||
Collateral | Real estate collateral Movable property collateral Factory foundation collateral Securities collateral Credit collateral | ||||
Repayment examples | Loan amount | JPY10,000,000.- | |||
Interest rate | 5.0% / year | ||||
Repayment method | Equal interest payments per 3 months | ||||
Repayment period | 2 years (Executed on November 2, 2023) | ||||
In this case, the repayment will be as follows: (JPY) |
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No. | Repayment date | Principal | interest | Total repayment amount | |
1 | 2024/2/1 | 1,196,622 | 125,378 | 1,322,000 | |
2 | 2024/5/1 | 1,211,322 | 110,678 | 1,322,000 | |
3 | 2024/8/1 | 1,226,551 | 95,449 | 1,322,000 | |
4 | 2024/11/1 | 1,241,971 | 80,029 | 1,322,000 | |
5 | 2025/2/3 | 1,257,586 | 64,414 | 1,322,000 | |
6 | 2025/5/1 | 1,273,397 | 48,603 | 1,322,000 | |
7 | 2025/8/1 | 1,289,406 | 32,594 | 1,322,000 | |
8 | 2025/11/4 | 1,303,145 | 18,855 | 1,322,000 | |
Total | 10,000,000 | 576,000 | 10,576,000 |
Condition table for Discount Bill | ||
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Interest rates on loans | Per annual 20.0% | |
Repayment method | Lump-sum repayment | method |
Repayment period | Minimum 1 month | Maximum 60 months |
Number of repayments | Once | |
Ratio of compensation amount to principal | Per annual 20.0% | |
Collateral | "Real estate collateral Movable property collateral" "Factory foundation collateral Securities collateral" Credit collateral |
Condition table for Intermediary | |
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Calculation method of Intermediary commission rate | Intermediary commission rate 5.0% |
Condition table for loans in relation to intermediary | ||
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Type of loan | Bill loan Certificate loan Basic Contracts for evolving loans | Discount bill Mortgage on sale |
Loan rate | 20.0% | |
Repayment method | Lump-sum repayment | |
Equal interest payments | ||
Equal principal repayment | ||
Repayment period | Minimum 1 month | Maximum 360 months |
Number of repayments | Minimum Once | Maximum 360 times |
Designated dispute resolution organization for money lending business | Japan Financial Services Association, Money Lending Business Consultation and Dispute Resolution Center Address 3-19-15 Takanawa Minato-ku, Tokyo TEL 03-5739-3861 |
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